Frequently Asked Questions

 

How much do you charge?

Since our initial analysis is FREE, it costs you nothing to determine if our professionals can help you reduce your health insurance costs. 

 

How can you help me?

Medical Care Consultants can save you money because of your reduced insurance premiums and save you time because we do the work of analysis and communication with your broker/agent.

 

I have a broker.  Do you replace my broker?

No.  We work with your insurance agent as your advocate.

Do you sell insurance or are you affiliated with a particular carrier?

We do not sell insurance nor are affiliated with any insurance plan.  We can offer you, through your insurance agent, a variety of choices and determine the one that fits you and your company the best.

 

What size of a company do you work with?>

We work primarily with small businesses that have between 1 to 80 employees. We deal with companies which are self-insured as well as those with HMO, PPO or indemnity medical insurance.

 

How do you get paid?

We are paid as a percentage of your savings; there is no up front fee for our services.

 

What else can you do for me?

Should your employees require assistance with questions regarding billing or coverage after your insurance is in effect, we charge a nominal $150/hour consulting fee.

 

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