Medical Care Consultants will carefully analyze all the appropriate health care options based upon your preferences. We will evaluate your essential needs in medical care coverage and work with your insurance agent to determine if there are health plans that may offer better coverage at less cost. If your premiums are increasing year after year and you do not know why or how to fix it, Medical Care Consultants can also evaluate your claims experience and make recommendations to address rising utilization issues.
Medical Care Consultants will work to assure you have the health insurance
coverage you want for the lowest possible price. We begin the
process by listening to you and determining your priorities in medical
coverage. Then,
we work with your broker to carefully select health care insurance options
that match your needs and preferences. Once we have narrowed the choices,
we will calculate the savings for the various options. We work with
you in all steps of your decision and will explain the insurance benefits
to you and your employees.
If you are concerned
about rising 
premiums, Medical Care Consultants will evaluate your medical
claims experience and make recommendations in your benefit structure
or utilization management program. Included in this review
of your utilization performance is an analysis of the areas of high use, such
as emergency rooms, as well as pharmacy cost trends. We will also review
of all available premium reduction strategies to maximize your benefit coverage.